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One day little Johnny went to his father and asked him if he could buy him a $200.00 bicycle for his birthday. Johnny's father said, "Johnny, we have an $80,000 mortgage on the house, and you want me to buy you a bicycle? We can't afford it, wait until Christmas."

Christmas came around and Johnny asked his dad again. His father said, "Well, the mortgage is still extremely high. Sorry, we can't afford it. Ask me again some other time."

"Well, about 2 days later, Johnny was walking out of the house with all his belongings in a suitcase. His father said, "Why are you leaving?" Johnny said, "Yesterday I was walking past your room, and I heard you say that you were pulling out and Mommy said that you should wait because she was coming too." "Damn me if I'll get stuck with an $80,000 mortgage!"